Home Remodel Financing
With trusted, local Fargo/Moorhead financing partners as well as National Programs to choose from - our expert team will walk you through the remodel finance process to find the right solution for you and your project.
Schedule A Consult
We Take the Stress Out of Home Remodeling
Local Lending Options
- Home improvement projects can be a big investment, and we’re here to help you explore the best financing options.
- We partner with trusted local banks and credit unions that offer competitive rates and personalized service.
- Working with local lenders allows for a streamlined approval processes, so you can start your renovation sooner.
Elevate Financing Program
- Higher Loan Amounts: Borrow more by leveraging the future value of your home.
- Flexible Terms: Enjoy longer terms with lower rates.
- No Refinance Required: Keep your current mortgage rate intact.
- The Elevate Financing loans are available to homeowners with sufficient equity in their home. Other factors like credit score and renovation plans will be considered.
Qualified applicants may be eligible for no-interest or deferred-payment options. Terms vary by lender. All loans are subject to credit approval.
Flex Financing Program
- Same-as-Cash Loans: Enjoy zero interest if paid within the agreed period.
- Low Fixed-Rate Loans: Lock in a low rate with predictable monthly payments.
- No Prepayment Penalties: Pay off your loan early without any penalties.
- The Flex Financing Program offers a variety of home improvement loan options. You can choose from loans that match your needs, including no-interest options.
Qualified applicants may be eligible for no-interest or deferred-payment options. Terms vary by lender. All loans are subject to credit approval.
How to Apply
Contact Us to discuss your Remodel Project
One of our Remodel Financing Experts will guide you through the application process and determine the best financing fit for you and your project
Get Approved and start your Remodel!
Benefits of Home Remodel Financing
We will help you determine the best financial path for you and your projects.
Turn a large, one-time payment into an affordable monthly payment with a set end-date.
Use your home equity to your advantage and maintain control of your optimal financial position.
Get your remodel started quickly, without weeks of meetings with banks, home appraisals, or paperwork.
Have security in a changing economy by preserving your savings and home equity with a low monthly payment.
Frequently Asked Remodel Financing Questions
Now is The Time to Start Your Remodel
Don’t waste another minute in a home you don’t love.
The Home Authority, Inc.
M-F (8AM-5PM CST)
Saturday: Closed
Sunday: Closed