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Why Choose Our Elevate Financing Program?

When it comes to home renovation, financing can be one of the most daunting aspects of the process. At The Authority Inc., we’ve developed the Elevate Financing Program to remove the stress and help you focus on what truly matters—transforming your space. Here’s why our program stands out from the rest.

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Higher Loan Amounts for Bigger Dreams

One of the most unique features of the Elevate Financing Program is its ability to offer higher loan amounts than traditional financing options. How? By leveraging the after-renovation value of your home. Instead of basing your loan on what your home is worth today, we look at what your home will be worth after the renovations are complete. This allows you to borrow more and make more comprehensive changes to your space, whether you’re updating your kitchen, adding an extra room, or embarking on a whole-home remodel.

With the potential to borrow more, you have the flexibility to tackle those big projects you’ve been dreaming about. Why settle for minor upgrades when you can achieve a full transformation?

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Flexible Terms That Work for You

The Elevate Financing Program also offers flexible terms that are designed to fit your financial needs. With longer loan terms and lower rates, our program ensures that your monthly payments remain affordable, giving you the breathing room you need to enjoy your newly renovated space without financial stress.

Whether you prefer shorter terms to pay off the loan quickly or longer terms with lower monthly payments, we have options to suit your situation. This flexibility sets us apart from more rigid financing programs that force you into terms that may not align with your financial goals.

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No Refinance Required

One of the biggest concerns for homeowners when seeking renovation financing is the potential impact on their existing mortgage. With rising interest rates, the last thing you want to do is refinance and lose your current, more favorable mortgage rate. That’s why the Elevate Financing Program doesn’t require you to refinance your existing mortgage.

You get to keep your current mortgage rate intact while still securing the funds you need for your renovations. This is a game-changer for homeowners who want to avoid the hassle and potential financial drawbacks of refinancing but still need access to significant funding for home improvements.

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Do You Qualify for Elevate Financing?

We’ve designed the Elevate Financing Program to be accessible to homeowners with sufficient equity in their homes. Several factors will be considered during the application process, including your credit score and the scope of your renovation plans.

Our financing experts will guide you through each step, ensuring that the process is smooth and stress-free. We’re here to help you understand your options and find the financing solution that’s right for you.

Ready to Elevate Your Home?

Whether you’re planning a major renovation or a smaller project, the Elevate Financing Program is the ideal solution to help you bring your vision to life. Contact us today to speak with one of our financing experts, and take the first step toward transforming your space with financing that works for you.

By: Rachael Boyer

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Featured Customer Review

We live in an old house that needed some love, and after a long deliberation we decided to hire The Home Authority. We can't say enough good things about our experience with Rachael and the team. We have been living with our newly renovated bathroom and kitchen for the better part of a year, and couldn't be happier! I am still stunned by the fact that the project was done - start to finish - in only six weeks...! The Home Authority's timeliness, professionalism, and quality standards are second to none.

Phil H.

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