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Why Choose Our Flex Financing Program?

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At The Authority Inc., we understand that financing is often one of the biggest hurdles homeowners face when it comes to home improvement. That’s why we’ve designed the Flex Financing Program to provide flexible, affordable options to help you turn your renovation dreams into reality. Whether you’re looking to remodel your kitchen, update your bathroom, or add a new room, the Flex Financing Program offers tailored solutions to meet your financial needs.

Same-as-Cash Loans: Zero Interest if Paid in Full

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One of the standout features of the Flex Financing Program is our Same-as-Cash loan option. This allows you to borrow the money you need for your home improvement project with zero interest, as long as the loan is paid off within the agreed-upon period.

This option is perfect for homeowners who expect to pay off the loan quickly but want the flexibility of having extra time to cover renovation costs. Essentially, it allows you to enjoy the benefits of financing without the burden of interest—provided you pay it off in full during the agreed timeframe. It’s an excellent option for those who want to improve their home without adding interest payments to their overall costs.

Low Fixed-Rate Loans for Predictable Payments

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If you prefer to spread out your payments over a longer period, the Flex Financing Program also offers low fixed-rate loans. With these loans, you lock in a low rate that won’t change over time, allowing you to enjoy predictable monthly payments. This stability is a key advantage for homeowners who want to ensure that their financing remains affordable, no matter what happens with interest rates in the wider market.

Low fixed-rate loans are ideal for homeowners looking to undertake larger renovations, as they provide the security of knowing exactly what your payments will be each month. This predictability allows you to manage your budget more effectively while still investing in the home improvements you desire.

No Prepayment Penalties for Early Payoff

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We believe that financial flexibility should extend beyond just your loan options. That’s why our Flex Financing Program includes the benefit of no prepayment penalties. If you find yourself in a position to pay off your loan early, you won’t face any additional fees or penalties.

This option gives you the freedom to manage your finances as your circumstances change. Whether you receive a bonus, tax refund, or any other financial windfall, you can pay off your loan early and save on future interest payments without worrying about extra costs.

Flexible Loan Options for Your Home Improvement Needs

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The Flex Financing Program is designed to provide a variety of loan options to fit the scope and budget of your renovation plans. Whether you’re looking for a short-term no-interest loan or a longer-term loan with low, predictable payments, you’ll find an option that works for you. Our goal is to ensure that financing isn’t a roadblock but a gateway to achieving the home improvements you’ve been dreaming about.

Ready to Flex Your Financing?

The Flex Financing Program makes it easy to choose a loan that fits your needs, so you can focus on what matters most—transforming your home. Contact us today to learn more about how you can take advantage of flexible, affordable financing options for your next home improvement project.

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Featured Customer Review

We live in an old house that needed some love, and after a long deliberation we decided to hire The Home Authority. We can't say enough good things about our experience with Rachael and the team. We have been living with our newly renovated bathroom and kitchen for the better part of a year, and couldn't be happier! I am still stunned by the fact that the project was done - start to finish - in only six weeks...! The Home Authority's timeliness, professionalism, and quality standards are second to none.

Phil H.

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The Home Authority, Inc.

LICENSED AND INSURED IN NORTH DAKOTA AND MINNESOTA
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2821 Highway 10 E
Moorhead, MN 56560
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Saturday: Closed
Sunday: Closed

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THE HOME AUTHORITY PROVIDES REMODELING SERVICES TO
FARGO, MOORHEAD, AND COMMUNITIES WITHIN A 60 MILE RADIUS.