Why Choose Our Flex Financing Program?
Financing is often one of the biggest hurdles between homeowners and the remodel they want. Our Flex Financing Program offers flexible, affordable options to help you turn your plans into reality.
Whether you're remodeling your kitchen, updating a bathroom or adding a room, Flex offers loan options tailored to your needs. See all of our options on our remodel financing page.
Same-as-cash loans: no interest if paid in full
One standout feature of Flex is the same-as-cash loan option. You borrow what you need for your project with no interest, as long as the loan is paid off in full within the agreed-upon period.
It's a great fit if you expect to pay off the loan quickly but want a little extra time to cover your remodel. You get the benefits of financing without adding interest to your overall cost, provided you pay it off within the agreed timeframe.
Low fixed-rate loans for predictable payments
Prefer to spread payments over a longer period? Flex also offers low fixed-rate loans. Your rate is locked in and won't change, so your monthly payment stays predictable no matter what happens with interest rates in the wider market.
Fixed-rate loans are ideal for larger renovations. Knowing exactly what your payment will be each month makes it easier to manage your budget while still investing in the improvements you want.
- No interest if paid in full within the agreed period
- Best if you plan to pay off quickly
- Rate locked in for the life of the loan
- Predictable monthly payments
- Best for larger projects
No prepayment penalties for early payoff
Financial flexibility should go beyond the loan you choose. With Flex, there are no prepayment penalties. If you're able to pay off your loan early, you won't face extra fees.
Whether it's a bonus, a tax refund or another windfall, you can pay ahead and save on future interest without worrying about added costs.
Have questions about financing your project? Bring them to a free 15-minute remodel consult.
Flexible loan options for your home improvement needs
Flex is designed to offer a range of loan options to fit the scope and budget of your renovation, from a short-term, no-interest loan to a longer-term loan with low, predictable payments.
Our goal: financing that's a gateway to your remodel, not a roadblock.
Designed first, with one fixed price
Choosing a loan is easier when you know exactly what your project will cost. Our Studio A designers plan your remodel with you first, and design is included with every remodel. Once your design is complete, you get one fixed price, so you know your number before work begins.
Flex Financing FAQs
What does same-as-cash mean?
You pay no interest as long as the loan is paid off in full within the agreed-upon period.
Can I pay off my Flex loan early?
Yes. There are no prepayment penalties.
Which Flex option is right for me?
If you plan to pay off quickly, same-as-cash may fit. For larger projects or longer payoff, a low fixed-rate loan offers predictable payments.
Does design cost extra?
No. Studio A design is included with every remodel we build.